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Glasgow:
01355 302658
Oxford:
01865 376000
Leicester:
0116 283 1052
Haslemere:
01428 652554
Bury St. Edmunds:
01284 749645
Shipston On Stour:
01608 695661
Chester le Street:
0191 389 7103
Warwick:
01926 496231
Leamington Spa:
0333 242 3560
Macclesfield:
Macclesfield:
01260 224328
Glasgow:
01355 302658
Oxford:
01865 376000
Leicester:
0116 283 1052
Haslemere:
01428 652554
Bury St. Edmunds:
01284 749645
Shipston On Stour:
01608 661544
Chester le Street:
0191 389 7103
Warwick:
01926 496231
Southampton:
01489 357292
Bransgore:
01425 200915
Horsham:
01403 331613
Chelmsford:
07817 222882

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Representative Finance Example

Representative Example - Personal Contract Purchase
48 Payments of
£299
Optional Final Payment
£13,972.50
Cash Price
£30,495.00
Deposit
£8,512.89
Total Term
49
Total Credit
£21,982.11
Total Payable
£36,837.39
Fixed Rate of Interest (annum)
4.61%
Representative
8.9% APR
Excess Mileage (pence per mile)
9p
Annual Mileage
8,000

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Copyright © 2024 RAM UK. All Rights Reserved.
VAT Number - 342 9541 93 | Company Number - 12377076 | FCA Number - 497010

Unity Automotive Group Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Unity Automotive Group Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

General Insurance: Unity Automotive (Group) Unity Coventry, Unity Oxford, Unity Leicester & Unity Tredington are Appointed Representatives of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Unity Automotive (Group) Unity Coventry, Unity Leicester & Unity Tredington to act as an agent on behalf of the insurer for insurance distribution activities only.

Unity Automotive Group (Uk) registered address: 10 John Street, Stratford Upon Avon, Warwickshire, CV37 6UB.

Our business promotes the act of ‘Treating Customers Fairly’ in the event of a complaint or dispute that does not relate to a financial service, and cannot be resolved by our internal processes you may refer to our dispute mediator at the National Consolidation Service, our Certified Consolidation Service Provider.

For details of this service, please contact Madeleine Campbell-Barker. Direct line: 01788 538317. Email: madeleine.campbell-barker@rmif.co.uk

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